James is definitely the most friendly guy, he taught me things about insurance that I never knew about. He made sure I understood everything. He gave me the most affordable auto insurance that literally beat any local insurance. Keep in mind, being a youth driver has such an disadvantage in the insurance world. He gave me the best deal. This was late at night and was able to get everything lined up to get my purchase car for the next day. Get yourself an insurance guy who is reliable, dependable, honest, and most importantly friendly.