Automobile Insurance rates are going up, get ready! Most Insurance companies are paying out more in claims than they are taking in premium. Why? Claims are at an all time high due to today’s distracted drivers. Everyone is on their phones and add texting to the equation means more collisions. The 2nd factor is all the new high-tech features on new cars. All the collision avoidance and safety features are embedded in the windshield and bumpers. At the end of the day, it’s costing Insurance Companies more money to repair or replace a vehicle. With all this going on Friendlyguyinsurance.com is still winning new business every day. We are winning against companies like Geico and even Wawanesa.