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Auto Insurance Myth

Myth: As long as I have at least the state-minimum insurance coverage, I am protected from personal liability in an accident.

Truth: This could be the most costly auto insurance myth of all time! Each state establishes a minimum amount of liability coverage that each driver must have. Though minimum coverage satisfies state requirements, it does nothing to limit your financial liability in an accident. If, for example, you are at fault for an accident and are sued for property loss and bodily injuries, you and your assets (including your paycheck) are still on the hook for any judgment or settlement not covered by your insurance policy.


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